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Take It Away Scheme - 0% finance

Take it away is a Creative United initiative, supported by Arts Council England and Arts Council of Northern Ireland which has been designed to get better quality musical instruments into the hands of youngsters. 

Interest free loans are available to those aged between 18 - 25, or to those purchasing musical instruments for children under the age of 18, who of course cannot apply for finance in their own right.

It's very simple, the instrument has to cost more than £100 and you can spread the payments over either 9 or 18 months with a minimum of a 10% deposit. The maximum amount you can borrow is £2,000 over 9 months or £5,000 over 18 months. The instrument can cost more than £5,000 but you will have to fund the remaining balance yourself.

Representative example:

9 months 0% APR finance:

Purchase price:  £2,999.00

Deposit: £999.00

Followed by 9 monthly repayments of: £222.22


18 months 0% APR finance:

Purchase price: £2,999.00

Deposit: £299.90

Followed by 18 monthly repayments of: £149.95

All it takes is a quick application which includes a search of your credit profile, you can do this in store or we can even send you a link to the online portal so that you can apply for finance without having to leave your living room! The criteria are that you must have at least 3 years of UK address history, have a bank account capable of handling direct debit payments, be above 18 years of age and have a regular income of at least £5,000 per year. 

Interest bearing finance options

If you don't qualify for the Take It Away scheme then don't worry, we have other finance options available, from 0% APR over 9 months to 14.9% over as long as 60 months. 

Credit is subject to status and affordability. Terms and Conditions Apply. Credit is provided by Omni Capital Retail Finance Ltd authorised and regulated by the Financial Conduct Authority. Creative United is a registered trademark of Creative Sector Services CIC, a Community Interest Company registered in England and Wales under number 08280539. Registered office: 10 Queen Street Place, London EC4R 1BE. Creative Sector Services CIC is a credit broker authorised and regulated by the Financial Conduct Authority.